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The risk of loss arising from a borrower's failure to repay a loan or meet contractual obligations.

The practice of protecting information and information systems from unauthorized access, use, disclosure, disruption, modification, or destruction.

The infrastructure and mechanisms that enable the transfer of funds between parties to settle financial transactions, which the Federal Reserve oversees to ensure safety, efficiency, and accessibility in the financial system.

The risk of loss resulting from inadequate or failed internal processes, people, systems, or external events.